_edited.jpg)
International students low budget living in the USA major cities
Learn great tricks on how to enjoy life on a budget in America's big cities.
Hey there, international scholars! Are you ready to dominate the vibrant and busy streets of the United States? Teach you how to style the budgeting while the skyscrapers are just too high. If you've ever been to New York's towering skyline or Los Angeles' sun-kissed streets, our local expertise can help you make the most of your student pocket money. So, go get your cup of coffee (the owner knows a place where it is just $1!), and let us discuss how you can stretch your dollars in the land of opportunities!
Budget troubles encountered by international students in the US
The budgeting difficulties of international students in the US are multifaceted and impact the general experience significantly. These challenges include:
Cost of living: In major cities of the US, which host many universities, a common feature is that they have high living costs like housing, food, transportation, and health care.
Currency fluctuation and exchange rates: International students need to convert their home currency to US dollars, making the latter vulnerable to fluctuating exchange rates, consequently raising their costs of living.
Work restrictions: Visa regulations oftentimes restrict international students from working a limited number of hours on campus, making it hard for them to finance themselves.
Healthcare and insurance costs: The US healthcare system is expensive and international students are generally compelled to have health insurance which is another expense they incur.
Unexpected expenses: Examples include emergency costs, travel costs, and deposits required for housing and utilities that could be overlooked in planning the initial budget.
Social and recreational activities: Engaging in social activities, trips during the holidays, or tourism in the US can incur extra costs.
Academic materials and technology: Textbooks, software, and other academic materials could be expensive, and international students may have to buy new devices such as laptops or tablets,
Communication and connectivity costs: Keeping in connection with family and friends at home is another cost from international calling plans to high-speed internet.
Cost of living for international students in the US
The cost of living for international students in the US varies widely depending on the location, lifestyle choices, and individual needs. Here are some key components:
Accommodation: Housing costs vary greatly. On-campus dormitories might cost between $5,000 to $10,000 per year, while off-campus apartments can range from $500 to $2,000 per month, depending on the city and type of accommodation.
Food and groceries: Monthly food expenses can range from $150 to $300, with costs varying based on whether students cook at home or eat out frequently.
Health insurance: International students are often required to have health insurance, which can cost anywhere from $500 to $1,500 annually.
Transportation: Costs depend on the location. In cities with public transportation, students might spend $30 to $100 per month on transit passes. In areas where a car is necessary, expenses will be higher due to gas, insurance, and maintenance.
Books and supplies: Academic books and supplies can cost $500 to $1,000 per year, depending on the course requirements.
Personal expenses: This includes clothing, entertainment, and other miscellaneous items, which can range from $100 to $300 per month.
Communications: Cell phone plans in the US can cost $50 to $100 per month, and internet charges may be around $30 to $60 per month.
Emergency funds: It’s advisable to have access to emergency funds for unexpected expenses, which can be a few hundred dollars set aside.
Travel: Costs for travel, both within the US and back to the student’s home country, should also be considered, especially for holiday periods.
The total cost of living for an international student in the US, excluding tuition, can range from $10,000 to $25,000 per year, depending on various factors like location, housing choices, and personal spending habits. Students studying in major cities like New York, Los Angeles, or San Francisco may experience higher living costs compared to those in smaller towns or more rural areas.
Cost of living comparison of different US cities
Comparing the cost of living in different US cities for international students can provide a clearer picture of what to expect financially. Here’s a general overview of some popular study destinations: Top of Form
City | Average Rent for 1-Bedroom Apt City Centre | Notable Costs |
New York City, NY | $2,500 - $3,500 | High living costs overall |
San Francisco, CA | $3,000 - $3,500 | High groceries and transportation costs |
Los Angeles, CA | $2,000 - $2,800 | Car ownership is common due to city sprawl |
Boston, MA | $2,300 - $2,800 | Good public transportation, cultural and academic resources |
Chicago, IL | $1,500 - $2,000 | More affordable, robust public transportation |
Austin, TX | $1,200 - $1,800 | Moderate living costs, vibrant culture |
Atlanta, GA | $1,500 | Lower cost of living, car needed for transportation |
Seattle, WA | $1,800 - $2,500 | Higher living costs, excellent public transportation and outdoor activities |
Miami, FL | $1,800 - $2,200 | Moderate living costs, car ownership more common |
Raleigh, NC | $1,000 - $1,400 | Affordable, good balance of urban and suburban lifestyle |
These figures are estimates and can vary. Additionally, living costs can be offset by choosing shared housing, budgeting carefully for food and entertainment, and utilising student discounts. International students should also consider the availability of part-time work opportunities and campus amenities in their financial planning.
How to find an affordable accommodation in the US?
Finding affordable accommodation in the US as an international student can be challenging, but with the right approach and resources, it's achievable. Here are some steps and tips to guide you through the process:
Start early: Begin your accommodation search as soon as you receive your acceptance letter. The earlier you start, the more options you'll have.
Utilise university resources: Many universities offer resources to help international students find housing. This may include on-campus housing, which is typically a more affordable and convenient option.
Check university bulletin boards and forums: Look for postings about available housing on campus bulletin boards and online student forums. These are often used by outgoing students who are looking to transfer their leases or find roommates.
Explore off-campus housing websites: Websites like Apartments.com, Zillow, and Craigslist can be useful for finding off-campus housing. Be wary of scams, especially on sites like Craigslist.
Consider shared accommodations: Sharing an apartment or house with roommates can significantly reduce your living expenses. Websites like Roommates.com or even university-specific social media groups can help you find potential roommates.
Look into homestays: Some students opt for homestays where they live with a local family. This can be an affordable option and also a great way to immerse yourself in American culture.
Research neighbourhoods: Research various neighbourhoods near your university to find areas that are both safe and affordable. Keep in mind the distance from your campus and the availability of public transportation.
Budget for utilities and other expenses: When considering the cost of housing, don’t forget to factor in utilities like electricity, water, internet, and possibly renter’s insurance.
Read the lease carefully: Understand all the terms and conditions before signing a lease. Look out for details about the lease duration, security deposit, rent increases, and maintenance responsibilities.
Ask for student discounts: Some landlords and housing complexes offer discounts to students. Don't hesitate to ask about any available student deals.
Use social media and networking: Reach out to student groups, especially those related to international students, on platforms like Facebook or WhatsApp. Networking can often lead to good accommodation leads.
Be prepared with documentation: Have the necessary documents ready, such as your passport, visa, university acceptance letter, and financial proof, to streamline the rental application process.
How to eat on a budget in the US?
For international students in the US, finding budget-friendly eateries is important to manage living costs effectively while enjoying a variety of cuisines. Here are several options and tips:
Budget Eateries Options | Description |
Food Trucks | Cities have food trucks offering delicious and affordable meals with a variety of cuisines. |
Campus Dining Halls | Campus meal plans can be economical, offering a range of options close to classes. |
Fast Food Chains | Chains like McDonald's, Taco Bell, and Subway have value menus with lower-priced items. |
Local Diners and Cafés | Small, local eateries offer hearty portions at lower prices than upscale restaurants. |
Ethnic Restaurants | Look for authentic and budget-friendly meals in ethnic neighbourhoods. |
Happy Hour Specials | 'Happy Hour' deals in restaurants and bars with discounted food and drinks in the late afternoon or early evening. |
College Town Eateries | Restaurants in college towns often have affordable prices and deals for students. |
Supermarket Delis | Grocery stores like Whole Foods and Trader Joe's have delis for reasonably priced ready-to-eat meals. |
Buffets | Buffet restaurants offer a fixed price for unlimited eating, great for trying a variety of dishes. |
Cooking at Home | The most budget-friendly option involves buying ingredients and preparing meals at home. |
Student Discounts | Many eateries near campuses offer discounts for students with a valid ID. |
Apps and Websites | Find deals and discounts at local restaurants using apps like Groupon, Yelp, or EatStreet. |
Budget-friendly transport options for international students in the US
For international students in the US, finding budget-friendly transport options is crucial to managing expenses effectively. Here are several affordable transportation methods:
Public Transportation: Buses, subways, and trains are usually the most cost-effective ways to get around. Many cities offer discounted fares for students.
Campus Shuttles: Universities often provide free shuttle services around the campus and local areas, which is a convenient and cost-free way to travel.
Biking: Cycling is not only economical but also healthy. Many campuses and cities have bike-friendly paths and bike-sharing programs.
Walking: For short distances, walking is the best free option. It’s healthy, eco-friendly, and a great way to explore your surroundings.
Carpooling: Sharing a ride with friends or using carpool options in ride-sharing apps can significantly cut down costs.
Student Discounts on Public Transit: Many public transit systems offer student discounts. Check with your local transit authority for any available student fare reductions.
Ride-Sharing Apps: Services like Uber and Lyft offer convenient travel options, though they can be pricier. Use them wisely and look out for shared or pool options which are cheaper.
Long-Distance Travel Options: For travelling across states or long distances, consider budget-friendly options like buses (e.g., Greyhound, Megabus) or trains (e.g., Amtrak with student discounts).
Scooters and Mopeds: Renting a scooter or a moped can be a cost-effective and flexible way to travel, especially in cities where traffic congestion is an issue.
Zipcar and Car Sharing Services: Car-sharing services like Zipcar offer the convenience of a car without the costs of ownership. They can be useful for occasional trips.
Flight Discounts for Students: For international travel or cross-country flights, look for student discount offers from airlines or dedicated travel agencies for students.
Using School ID for Discounts: Always carry your school ID. Even if there isn’t an advertised student discount, asking doesn’t hurt.
Remember, the best transportation option depends on factors like distance, convenience, and personal preferences.
Affordable stores in the US
Dollar stores in the US are popular retail establishments where most items are priced at or around one dollar. These stores are known for offering a wide variety of products at very low prices, making them a go-to option for budget-conscious shoppers, including students. Here are some well-known dollar store chains in the US:
Dollar Tree: Everything in this store is priced at $1 or less. They offer a range of products including household items, party supplies, stationery, and even some food items.
Dollar General: While not all items are priced at exactly one dollar, Dollar General offers a variety of products at very low prices. They sell groceries, cleaning supplies, toys, health and beauty products, and more.
Family Dollar: Similar to Dollar General, Family Dollar offers a variety of items at low prices, including household goods, groceries, clothing, and seasonal items.
99 Cents Only Stores: Primarily located in the western US, this chain sells products at 99 cents or less, with a focus on name-brand items.
Five Below: Targeting a slightly higher price range, Five Below offers products that are $5 or less. Their inventory includes toys, tech accessories, clothing, and snacks.
Budget-friendly entertainment for international students in the US
For international students in the US looking to have fun without breaking the bank, there's a world of budget-friendly entertainment options to explore. The key is knowing where to look and how to make the most of student perks. Here are a few options to explore:
Campus Events: Participate in diverse and often free events hosted by universities, such as cultural nights, concerts, and guest lectures.
Museums and galleries: Take advantage of student discounts or free admission days at local museums and art galleries for a dose of culture and history.
Community events: Join in local community events like music festivals, street fairs, and farmers' markets, which are often low-cost and offer a taste of local life.
On-campus clubs and societies: Engage with clubs and societies on campus that align with your interests. They frequently organise activities and outings, often at a minimal cost.
Discounted movie nights: Look out for movie theatres offering student discounts or special screening nights with reduced prices.
Outdoor activities: Explore the natural landscapes of the US through hiking, biking, or beach visits, which are free and offer a great way to relax and stay fit.
Library events: Utilise public or university libraries for events like book readings, workshops, and movie showings, which are usually free.
Volunteering opportunities: Volunteering can be a rewarding and fun way to engage with the community and participate in unique events.
Student travel deals: Look for student travel discounts for exploring new cities or attractions over weekends or holidays.
DIY entertainment: Host game nights, potluck dinners, or movie marathons with friends as a budget-friendly way to socialise.
Fitness classes and sports: Utilise campus sports facilities and fitness classes, which are often free or discounted for students.
Attend local sports events: Check out high school or college sports events, which can be an affordable alternative to professional games.
Explore local parks: Spend a day at a nearby park, which can offer a refreshing change of scenery and a variety of free recreational activities.
Coffee shop performances: Enjoy local talent and live music at coffee shops or cafes, often without any cover charge.
Student discount apps and websites: Use apps and websites that specialise in student discounts for various entertainment options.
How to save on academic expenses?
Saving on academic expenses as an international student in the US requires a strategic approach to managing costs without compromising on the quality of education. Here are some effective ways to do so:
Buy used textbooks or rent them: Textbooks can be expensive. Look for used books in campus bookstores, online platforms like Amazon, and eBay, or specialised sites like Chegg, where you can buy, rent, or sell textbooks.
Utilise library resources: University libraries are a treasure trove of resources. You can access books, and academic journals, and even rent out textbooks for a semester.
Opt for digital or E-Textbooks: E-books are often cheaper than physical textbooks. Websites like VitalSource or Google Books offer a wide range of e-textbooks at reduced prices.
Sell textbooks after the semester: Once you’re done with your textbooks, sell them to other students or online. This can help you recoup some of your costs.
Take advantage of free online resources: Taking advantage of free online resources is a smart and efficient way for students to supplement their education without incurring additional costs.
Apply for scholarships and grants: Continuously look for scholarships, grants, and fellowships offered by your university, government, or private organisations. Even small scholarships can help offset costs.
Utilise campus amenities: Make the most of campus amenities like computer labs, printing services, and study spaces which are either free or much cheaper than outside options.
Attend free workshops and seminars: Universities often host free workshops, seminars, and guest lectures that can supplement your learning.
Participate in research projects or assistantships: These can offer opportunities for tuition waivers or stipends, in addition to valuable experience.
Be wise about course selection: Dropping courses after the add/drop deadline can incur costs. Plan your schedule wisely and seek academic advising to avoid unnecessary expenses.
Use student discounts for software: Many software companies offer substantial student discounts on products that may be necessary for your studies.
Buy supplies in bulk or share with classmates: Items like stationery can be bought in bulk or shared to save costs.
Budget for academic expenses: Keep track of all academic-related expenses and budget for them at the beginning of each semester.
Consider open educational resources (OER): These are freely accessible, openly licensed text, media, and other digital assets useful for teaching, learning, and assessing as well as for research purposes.
In the bustling cities of the US, your journey as an international student is not just about academic growth but also about smartly navigating the art of budget living. Embrace this vibrant chapter with a mix of resourcefulness and curiosity. Each dollar saved is a step closer to your dreams, and every budget-friendly choice is a story to cherish. Remember, with a little creativity and a lot of heart, these cities aren't just a place to study; they become a canvas for your most memorable adventures. Welcome to your home away from home, where every penny counts, and every experience is priceless. If you want to know more about studying in the US, get in touch with our international education experts at Prime Study Abroad Nashik. They will help you with the end-to-end admission process.
Commentaires